What's this used car worth?

A depreciation-based ballpark from age, odometer and condition — plus whether the asking price stacks up.

Estimated private-sale value
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Trade-in
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what a dealer would pay you
Dealer retail
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what a lot would sticker it at
Depreciation, next 12 months
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Value in 3 years
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Running costs, per year
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fuel, insurance, rego, servicing
All-in cost
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Value over the car's life

estimate likely range asking price

All values are in today's money. The band widens with age because old cars are harder to price — a 12-year-old estimate is a guess, not a quote.

The line is a depreciation rule of thumb, not a market dataset. It applies a retention curve to the price the car was new, then adjusts that for mileage and history.

Age of car Value kept per year
Year 1 82%
Years 2–3 88%
Years 4–6 90%
Years 7–10 91%
11 years and older 93%

Compounding those rates leaves about 38% of the original price at 8 years and 15% at 20. Electric cars use 98% of each rate; hybrids 100.5%.

value(age) = priceWhenNew × retention(age) × mileageFactor × condition × history × (1 + marketAdjust) × inflationAdjust(age)
  • priceWhenNew is your optional override. Otherwise it is today's new price divided by (1 + inflation)age — that is why a car is never valued against a sticker it was never sold at.
  • mileageFactor is 1 − 3.5% per 10,000 km above average (age × typical km per year), floored at 55%. Below average it is 1 + 2.8% per 10,000 km, capped at 125%.
  • inflationAdjust scales points before today so the whole curve reads in today's money.
  • Band is ±(5.5% + 1.3% per year), capped at ±20%.

Not fitted to transaction data: the brackets approximate the shape of published residual-value curves, and the condition and history multipliers are judgement calls. Five comparable local listings will beat this every time.

The basics

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A current model year, same body and roughly the same trim. Not the sticker of the car you're buying.

The year it was built or sold as, not the year it was first registered.

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Set it to 0 if you're only valuing the car.

Condition and history

Dealer prices run about 12% higher for the same car — you pay for prep, warranty and recourse.

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Add a buffer here for older cars — this is where surprises live.

These affect the cost of ownership, not the car's value.

What's moving the number

Deal check

Where this estimate falls down

Nothing leaves this page — the model and your inputs stay in your browser. Estimates are rules of thumb, not financial or mechanical advice.